Savings housing plan
The housing savings plan ( PEL ) is a French home savings product . Like the home savings account , after a savings phase, the owner can obtain a home savings loan .
Category: Mortgages in France
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Housing savings loan
In France, the home equity loan can be granted when you hold a home savings account (CEL) or a home savings plan (PEL) and if you put money aside on this kind of investment.
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Agreed loan
In France , the loan is a subsidized loan designed to make home ownership of real estate possible for all. It is underwritten by a banking institution.
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Enhanced loan
An enhanced loan is a loan supplement to conventional loans, subject to special conditions.
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Zero rate loan more
The PTZ Plus (PTZ +) is a home loan that can be contracted to finance the purchase of a first real estate property as a principal residence , whether it is an apartment, a house, a...
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Zero interest loan in France
The Rate Loan zero (PTZ) is, in France, a bank loan or social or socio-environmental (Eco-PTZ), established in 1995, the interest rate is equivalent to 0%. The amount granted for this loan is based on the borrower’s taxable income...
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Ready to social accede
In France , the Social Accession Loan is a loan subsidized by the state 1 in order to allow the greatest number to access real estate property. It is subject to social conditions: it must respect a...
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Housing savings in France
The savings plans is a system of housing savings giving access later to a loan at a concessionary rate to contribute to the purchase of housing ( loan habitat ) for the main habitat of the...
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Housing savings account
The housing savings account (CEL) is a product of housing savings french exists since 1 st January 1965 1 . As with the housing savings plan (PEL), after a savings phase, the holder can obtain a housing savings loan .
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Deposit “mutual employee”
The deposit “Mutual civil servant” is a particularly interesting guarantee for civil servants and for certain particular activities (research …) in the case of a mortgage .