Cofidis for ” Compagnie FInancière de DIStribution ” is a company of the Cofidis Participations group specialized in credit sold and managed remotely, whose head office is based in Villeneuve-d’Ascq 1 in Haute Borne .

Today, Cofidis offers a full range of loans: permanent loans, personal loans, debt repurchases, credit cards and payment solutions on the Internet.


Cofidis was created in 1982 to finance purchases in the 3 Suisses catalog . In 2008, the company was bought by Crédit Mutuel, which became its majority shareholder 2 , 3 .


Cofidis develops offers in several areas:

  • revolving credit (whether or not associated with a payment card);
  • personal loans to carry out projects;
  • pooling of credits a solution to avoid over-indebtedness;
  • the insurance.


Cofidis operates in eight countries in Europe: France, Belgium, Spain, Italy, Portugal, Czech Republic, Hungary and Slovakia.

In France, Cofidis employs more than 1,500 people at the Villeneuve-d’Ascq site in the North.


Since 1996 , Cofidis has been sponsoring a cycling team that carries out the Tour de France every year . Cofidis has been on the internet since 1997.

Its motto is:

  • Since 2013: ” Change your eyes on credit “.
  • Before 2013: ” Credit in a new light “.

Notes and references

  1. ↑ Kompass  [ archive ]
  2. ↑ Crédit Mutuel offers Cofidis  [ archive ] ,, November 18, 2008
  3. ↑ Crédit Mutuel takes Cofidis to 3 Suisses  [ archive ] ,, 30 October 2008

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